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Personal Credit Cards

Get the Spending Power You Need with the Convenience You Deserve.

When it comes to purchasing power, our credit cards provide flexibility and convenience, like no other. Not only do they make it easy to pay in person or online, but our cards also offer a variety of benefits for you to enjoy. Earn points toward rewards, save on annual fees, build credit, get cash back and so much more! Contact a banking specialist today to learn more and find the card that will give you the purchasing power you need — and more.

Canal Bank VISA Credit Cards


No matter what kind of credit card you need, we can help you find the one that best fits your lifestyle. Maybe you’re looking to build credit, want a low APR, or would like to earn cash back — our wide selection of credit cards offers something for just about everyone.

What will it take to pay off your credit card?

Check out our payoff calculator to find out!

Crunch the numbers!

Let us help you choose the card that’s right for you! Contact a Banking Specialist today! Apply and compare rates!


To report a lost or stolen card, please contact us at (607) 737-3711 or (800) 836-3711 during normal business hours. After hours, please contact (800) 472-3272.

Apply online
Contact a Banking specialist

Benefits:

  • 0% intro APR* on purchases and balance transfers for 12 months**
  • Competitive Rates**
  • Mobile Pay
  • Fraud Monitoring and Zero Fraud Liability
  • Chip Card Security
  • Earn one point for every net dollar you spend
  • Points redeemable for merchandise, rental cars, cruises and airline travel
  • Travel accident insurance**
  • Personal service from people you know
  • Online account access

Apply for our VISA® Platinum Credit Card or compare rates.

Call 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

Benefits:

  • 0% intro APR* on purchases and balance transfers for 12 months**
  • Competitive rates*
  • Fraud Monitoring and Zero Fraud Liability
  • Chip Card Security
  • Travel Accident Insurance ($150,000)
  • Mobile Pay
  • Earn 1 point for every dollar spent
  • Personal service and hometown convenience
  • Online Access

Apply for our VISA® Platinum Rewards Credit Card or compare rates.

Call 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

Benefits:

  • 0% intro APR* on purchases and balance transfers for 12 months*
  • Competitive Rates**
  • Free FICO® Score (updated monthly)
  • Cellphone Protection
  • Email and Text Fraud Alerts
  • Mobile Payments
  • Online account access

Apply for our VISA® Secured Platinum Credit Card or compare rates. 

Call 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

Benefits:

  • 0% intro APR* on purchases and balance transfers for 12 months**
  • Competitive Rates**
  • Fraud Monitoring and Zero Fraud Liability
  • Chip Card Security
  • Earn 1% Cash Back on all purchases
  • Travel accident insurance**
  • Personal service from people you know
  • Online account access

Apply for our VISA® Cash Rewards Platinum Credit Card or compare rates. 

Call 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.

Benefits:

  • 0% intro APR* on purchases and balance transfers for 12 months**
  • Competitive Rates**
  • Travel Discounts
  • Travel Insurance**
  • Fraud Monitoring and Zero Fraud Liability
  • Chip Card Security
  • Earn 1.5 points per dollar on net purchases
  • 24/7 Concierge Service

Apply for our VISA® Signature Travel Credit Card or compare rates. 

Call 800-836-3711 for a mailed application. For customer service call 800-883-0131. To report a lost or stolen card call 866-839-3485.

*APR=Annual Percentage Rate **Refer to the online loan application center for current terms, rates and fees, or see the card’s application. Travel Accident Insurance Coverage applies when the entire cost of the fare (less redeemable certificates, vouchers, or coupons) has been charged to the card. Your account must be in good standing. Restrictions to coverage may apply. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.
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Take control of your financial future with a Canal Bank personal savings account. We offer a variety of specialized accounts designed to make saving simple, convenient, and beneficial. With competitive interest rates, automatic transfers, and guidance from our banking specialists, saving for a rainy day – or a holiday – has never been easier!

Don’t wait to start saving like no other! Contact a Banking Specialist at 800-836-3711 today to get started!

What will it take to reach your savings goal?

Try our calculator to crunch the numbers!
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