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Wire Services

A Fast and Secure Way to Transfer Funds.

When you need to move money fast, count on Canal Bank’s wire services to deliver your funds swiftly and securely wherever they need to go. Whether you have a payment to make or need to send money internationally with confidence, our wire transfer services offer a safe and timely solution for sending funds.

Features

  • Send money electronically to business and personal accounts, in the US or internationally
  • Same day, fast transfer of funds (domestic transfers)
  • Trusted method of sending funds – US dollar or foreign currency to many domestic or foreign financial institutions


Our Banking Specialists are always here to help, should you have questions or need assistance. Contact us today!

Phone: (607) 737-3839
Monday-Friday, 8:30 a.m. to 4:30 p.m. 

Or stop by your closest branch .

ABA: 021301115
Chemung Canal Trust Company
One Chemung Canal Plaza
Elmira, NY 14901
Swift Code: CCTRUS31

  • Domestic: $25
  • Foreign: $50
  • Incoming: $15
  • The U.S. does not currently participate in IBAN

Sending & Receiving Wire Transfers

  • Beneficiary’s full name, address, and account number
  • Routing number (if domestic)
  • Swift Code (if foreign) of receiving financial institution
  • Purpose of the transfer
  • Additional information may be required for foreign wire transfers
  • Loan payment: If you’d like to wire funds to pay your loan, please use your loan number as the account number and it will be processed once received
  • CCTC client’s full name, address, and account number
  • Routing number (021301115)
  • Reference number (if applicable)
  • If receiving foreign funds into a Canal Bank/Capital Bank account, please contact the Wire Services group at 607-737-3839 or Toll-Free at (800) 836-3711 for instructions

Cut Off Times

Incoming Wires: 4:20 p.m. on normal business days. (Anything received after that time will be credited the following business day)

Outgoing Wires: 2:30 p.m. on normal business days. (Anything received after that time will be processed on the following business day)

 

Caution

  • Wires cannot be retrieved once sent. Be sure that you know the person you are sending the funds to.
  • A wire transfer is as good as cash—immediately available and can be withdrawn asap.
  • Never feel pressed into making a decision or to send money fast—these are common scam tactics. 
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